Life Insurance
While life is filled with risks insurance companies step in to cover for those. It is collected for a specific period and in case of premature death, the liable amount until that period can be claimed. In case of completion of the insurance tenure, the maturity amount is paid to the policyholder. This serves as a double benefit, as the policyholder is benefitted both in case of premature death or gets the maturity amount at the end of it.
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Life Cover
Life Insurance is a contract between the policyholder and insurance company where the life insurance company pays a specific sum to their family upon his or her death.
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Financial Security
The purpose of this insurance is to cover for unexpected loss of life. Thus, in the absence of a family member there is guaranteed financial security provided immediately after the loss.
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Tax Returns
Life insurances are eligible for tax returns under Sections 80C and 10D. Under 80C, the coverage goes up to Rs. 1.5 lakhs. Thus, life insurance is beneficial all along the way.
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