Health insurance is applicable for any illness leading to a hospital stay or a treatment that is expensive even without hospital admission. It covers expected and unexpected medical expenses at any point in life. The advancement of the medical industry has made it possible for treatment of diseases and illnesses small or big alike. The insurance industry has stepped up to ease your financial burdens.
At any hospital tied-up with the insurance company, an insurer need not bother about medical expenses. Cashless claim allows the hospital to directly deal with the company.
Medical insurance starts at the time of the insurer falling sick, continues through the period of treatment and in some cases extends even after the discharge. Health check-ups or second opinion from medical expert for serious illnesses are covered.
There is no maximum cover or age limitation for renewals hence allowing lifelong renewals. Tax benefits are plus as it falls under Section 80D for covering self, dependant parents and family.
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